Best Cheap Car Insurance in Corpus Christi – Bankrate.com

Posted on

Elevate your Bankrate experience
Get insider access to our best financial tools and content
Elevate your Bankrate experience
Get insider access to our best financial tools and content
Looking for the perfect credit card?
Narrow your search with CardMatch™
Elevate your Bankrate experience
Get insider access to our best financial tools and content
Elevate your Bankrate experience
Get insider access to our best financial tools and content
Elevate your Bankrate experience
Get insider access to our best financial tools and content
Elevate your Bankrate experience
Get insider access to our best financial tools and content
Elevate your Bankrate experience
Get insider access to our best financial tools and content
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
While we adhere to strict , this post may contain references to products from our partners. Here’s an explanation for . This content is powered by HomeInsurance.com (NPN: 8781838). For more information, please see our
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next.
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. All of our content is authored by highly qualified professionals and reviewed by subject matter experts, who ensure everything we publish is objective, accurate and worthy of your trust.
Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you.
All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first.
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
This content is powered by HomeInsurance.com, a licensed insurance producer (NPN: 8781838) and a corporate affiliate of Bankrate.com. HomeInsurance.com LLC services are only available in states were it is licensed and insurance coverage through HomeInsurance.com may not be available in all states. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
A Texas driver is involved in a collision just over every minute. With this statistic in mind, auto insurance might be an especially important consideration for Corpus Christi drivers. The average cost of full coverage car insurance in Corpus Christi is $1,806 per year, while minimum coverage costs an average of $594 per year. While this rate is higher than the national average cost of car insurance, several providers offer competitive rates. Based on our research, USAA offers the cheapest car insurance in Corpus Christi, with an average annual full coverage premium of $1,302.
You may want to consider factors in addition to price when comparing providers. To find the best car insurance, Corpus Christi drivers may want to compare each company’s quality of customer service, available coverages, discounts and mobile app accessibility.
Bankrate’s diversified approach for finding the best car insurance in Corpus Christi considers several aspects of each company. We use the latest average quoted premium data from Quadrant Information Services while also factoring in elements like discounts, customer service and accessibility. We also analyzed how companies rank for customer satisfaction by consulting the J.D. Power 2021 U.S. Auto Insurance Study.
*USAA is not eligible for official ranking with J.D. Power due to eligibility restrictions
USAA sells insurance products exclusively to past and present military members and their immediate families. Both the average minimum coverage and full coverage rates are well below the Corpus Christi average cost for car insurance. The company is also lauded for treating its customers well. USAA consistently receives high scores from J.D. Power, although the carrier is not officially ranked due to its eligibility restrictions.
Learn more: USAA Insurance review
Geico’s rates are among the lowest in the city. If budget is your primary concern, Geico might be a good fit for your car insurance. The company offers plenty of discounts that could be contributing to the low average rates. In terms of customer service, Geico hosts a 24-hour customer hotline and convenient mobile app.
Learn more: Geico Insurance review
Nationwide’s average full coverage rate is quite a bit lower than the average full coverage premium in Corpus Christi. The company offers discounts for safe driving, automatic payments and good grades for full-time students. The SmartMiles program allows you to customize your coverage based on the number of miles you drive rather than charging a flat monthly premium.
Learn more: Nationwide Insurance review
Allstate has a strong community presence in Corpus Christi, with 16 local agents operating in the city. Because these agents are locals in the area, they might be a valuable resource for making sure your coverage fits your needs. In terms of pricing, the company’s premiums come in below the average for Corpus Christi.
Learn more: Allstate Insurance review
While State Farm’s average minimum coverage premium is a bit pricier than the Corpus Christi average, the company’s full coverage option is much lower than the city’s average. State Farm also ranked well with Lone Star State drivers in the 2021 J.D. Power U.S. Auto Insurance Study, placing fifth in overall customer satisfaction.
Learn more: State Farm Insurance review
Car insurance in Corpus Christi is slightly higher than the national average, at $594 annually for minimum coverage and $1,806 annually for full coverage. The national average premiums for car insurance are $565 per year for minimum coverage and $1,674 per year for full coverage.
Drivers have several options for cheap car insurance in Corpus Christi. For example, if you are a past or present military member, USAA’s rates are well below average for the city, providing both the lowest average annual minimum coverage premium and the lowest annual full coverage premium. Even if you are not affiliated with the military, you might find cheaper-than-average coverage from other companies, including Geico, Nationwide, Mercury and Allstate.
Texas requires that all drivers in the state carry at least 30/60/25 coverage. This means that your policy must include at least the following coverages and limits:
Insurers are also required to offer personal injury protection (PIP) and both uninsured and underinsured motorist coverage to every driver seeking car insurance in Texas. Drivers may submit a request in writing to decline these coverages, but talking to an agent first about the pros and cons of these options may be advisable.
With dozens of local providers offering competitive coverage, you may want to compare multiple quotes to find the best car insurance in Texas for your individual needs.
Most insurers offer discounts that can help you save money on your policy. Here are some of the common discounts for Corpus Christi drivers:
The best car insurance company is going to be different for every driver. Companies look at factors such as your driving history, type of vehicle and coverage selections in order to rate your policy. Additionally, every driver has a different set of requirements in a company. One driver may want a company with lots of online features, for example, while another driver is simply looking for the cheapest car insurance company. One way to find the right coverage for you is to obtain car insurance quotes in Corpus Christi from multiple providers so that you can compare cost, features and discount options.
The average annual cost of car insurance in Corpus Christi is $594 for minimum coverage and $1,806 for full coverage, which is higher than the national average cost. This could be due to the likelihood of accidents in Corpus Christi, the cost of medical care or the price for vehicle repairs and labor. Because car insurance rates are personalized, your rates will likely vary from the city average.
No, Texas is not a no-fault state. Texas is considered an at-fault, or tort, state. This means that drivers who cause accidents in Texas are financially responsible for both the damages and injuries that they cause.
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:
To determine minimum coverage limits, Bankrate used minimum coverages that meet each state’s requirements. Our base profile drivers own a 2019 Toyota Camry, commute five days a week and drive 12,000 miles annually.
These are sample rates and should only be used for comparative purposes.
Bankrate.com is an independent, advertising-supported publisher and comparison service. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. This compensation may impact how, where and in what order products appear. Bankrate.com does not include all companies or all available products.
Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access
BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access
© 2021 Bankrate, LLC. A Red Ventures company. All Rights Reserved.
All insurance products advertised on Bankrate.com are underwritten by insurance carriers that have partnered with HomeInsurance.com, LLC. HomeInsurance.com, LLC may receive compensation from an insurer or other intermediary in connection with your engagement with the website and/or the sale of insurance to you. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance product. Policy obligations are the sole responsibility of the issuing insurance carrier.
HomeInsurance.com, LLC, is a licensed insurance producer resident in North Carolina with license number 1000012368, with its principal place of business at 15720 Brixham Hill Avenue, Suite 300, Charlotte, NC 28277. HomeInsurance.com, LLC services are only available in states where it is licensed, and insurance coverage through HomeInsurance.com may not be available in all states.

source

Leave a Reply

Your email address will not be published. Required fields are marked *