Best Cheap Car Insurance in Brockton for 2021 – Bankrate.com

  • Whatsapp

Elevate your Bankrate experience
Get insider access to our best financial tools and content
Elevate your Bankrate experience
Get insider access to our best financial tools and content
Looking for the perfect credit card?
Narrow your search with CardMatch™
Elevate your Bankrate experience
Get insider access to our best financial tools and content
Elevate your Bankrate experience
Get insider access to our best financial tools and content
Elevate your Bankrate experience
Get insider access to our best financial tools and content
Elevate your Bankrate experience
Get insider access to our best financial tools and content
Elevate your Bankrate experience
Get insider access to our best financial tools and content
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
While we adhere to strict , this post may contain references to products from our partners. Here’s an explanation for . This content is powered by HomeInsurance.com (NPN: 8781838). For more information, please see our
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next.
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. All of our content is authored by highly qualified professionals and reviewed by subject matter experts, who ensure everything we publish is objective, accurate and worthy of your trust.
Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you.
All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first.
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
This content is powered by HomeInsurance.com, a licensed insurance producer (NPN: 8781838) and a corporate affiliate of Bankrate.com. HomeInsurance.com LLC services are only available in states were it is licensed and insurance coverage through HomeInsurance.com may not be available in all states. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Drivers who live in Brockton, Massachusetts, are legally required to have car insurance, which protects your financial and legal responsibilities in the event of an auto accident. In 2020, there were 100,578 vehicle accidents in Massachusetts, including 24,642 that resulted in injuries.
The average annual cost of car insurance in Brockton is $908 for a minimum coverage policy and $1,993 for a full coverage policy, which are more expensive than the state’s average rates. Bankrate researched the best car insurance companies in Brockton using factors like coverage options, discounts and third-party ratings to help you find the best cheap rates in your area.
There are several car insurance companies in Massachusetts, but based on our research, the top providers in Brockton are Amica, Geico and Progressive. These companies are not necessarily the cheapest but offer great auto discounts, reliable coverage and excellent customer satisfaction ratings by J.D. Power.
Amica was rated the best insurer for overall customer satisfaction in the New England region by J.D. Power. Amica’s full coverage rates in Brockton are more expensive than the other insurers reviewed in our study, but there are ways to save. The company offers generous discounts for loyal customers, owning a home, bundling policies, good students, young drivers, having safety features in your vehicle and more. Plus, Amica offers dividends, which allow dividend policyholders to recoup a portion of their annual premium.
Geico offers basic car insurance coverage, so it may not be the best option for Brockton drivers looking for add-ons. However, Geico offers a long list of unique discounts, many of which other companies do not offer. Geico has discounts for military personnel, federal employees, going on emergency deployment, affinity/employer groups, good students, bundling your policies, taking a defensive driving course and many others.
Progressive is one of the top car insurance companies in Brockton for drivers who are looking for a variety of discounts. Progressive offers more than a dozen discounts, including its well-known safe driver rewards program, Snapshot, which has an average annual savings of $145 for users. In addition, Progressive has great online tools and resources, like the Name Your Price Tool, which allows you to build a policy that fits within your specific budget.
Car insurance in Brockton is more expensive than the average rates in Massachusetts, which is $1,223 per year for full coverage and $510 per year for minimum coverage. Drivers in the Bay State pay less for car insurance than the national average. For comparison, the average cost of car insurance in the U.S. is $1,674 a year for full coverage.
Auto insurance rates are determined by several factors, including your age, driving history and the insurance company. The following table looks at the cheapest car insurance rates in Brockton from the most popular carriers based on market share:
The cheapest car insurance companies in Massachusetts each have advantages and disadvantages. As you are shopping for insurance companies, it is important to compare providers against factors besides price.
For example, if you plan to customize your policy with endorsements, consider Allstate or Amica, which offer several add-ons. If you are more concerned about great customer service, look into Amica or Progressive, which have high J.D. Power satisfaction ratings. All four insurers on our list offer a wide range of discounts, but you will need to compare them, as the savings offered will vary.
Every vehicle registered in Massachusetts must have auto insurance. In Massachusetts, drivers must carry personal liability insurance, uninsured motorist coverage and Personal Injury Protection (PIP). The minimum coverage limits are:
A minimum coverage policy generally offers the cheapest car insurance rates. However, insurance professionals recommend that most drivers carry higher coverage limits than the minimum required limits. There is no guarantee that a minimum coverage policy will cover your legal and financial responsibility if you hit another driver. If the losses are not fully covered by your insurer, you have to pay the rest out of pocket.
Minimum coverage also does not offer any coverage for your vehicle if it is damaged. You might consider optional collision and comprehensive coverage to help pay for your vehicle’s repairs. If you lease or finance your car, your lender may require comprehensive and collision coverage.
Most car insurance companies in Massachusetts offer discounts. The specific savings will vary based on the insurer, but common discounts include:
While car insurance discounts can help you save money, the actual savings potential depends on the insurance company. For example, you can save up to 30% with Amica by bundling policies, but with Progressive, the average savings is 5%. Make sure to pay attention to the savings potential for all discounts you can qualify for when comparing providers.
To find the best car insurance company for you, shop around and compare insurance providers by using the criteria that is important to you. Then get a few quotes to see which company can offer the lowest rate at the right coverage.
The average driver in Brockton pays $1,993 per year for a full coverage insurance policy and $908 per year for a minimum coverage insurance policy. However, you might pay a lower or higher rate based on your age, driving experience, claim history and the type of vehicle you drive.
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit (if applicable) and the following full coverage limits:
To determine minimum coverage limits, Bankrate used minimum coverages that meet each state’s requirements. Our sample drivers own a 2019 Toyota Camry, commute five days a week and drive 12,000 miles annually.
These are sample rates and should be used for comparative purposes only. Your quotes may be different.
Bankrate.com is an independent, advertising-supported publisher and comparison service. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. This compensation may impact how, where and in what order products appear. Bankrate.com does not include all companies or all available products.
Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access
BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access
© 2021 Bankrate, LLC. A Red Ventures company. All Rights Reserved.
All insurance products advertised on Bankrate.com are underwritten by insurance carriers that have partnered with HomeInsurance.com, LLC. HomeInsurance.com, LLC may receive compensation from an insurer or other intermediary in connection with your engagement with the website and/or the sale of insurance to you. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance product. Policy obligations are the sole responsibility of the issuing insurance carrier.
HomeInsurance.com, LLC, is a licensed insurance producer resident in North Carolina with license number 1000012368, with its principal place of business at 15720 Brixham Hill Avenue, Suite 300, Charlotte, NC 28277. HomeInsurance.com, LLC services are only available in states where it is licensed, and insurance coverage through HomeInsurance.com may not be available in all states.

source

Related posts

Leave a Reply

Your email address will not be published. Required fields are marked *